About American Resolution Service

Professional debt collection services with integrity and results since 1996.

Our P.H.D. Philosophy

At American Resolution Service, we've built our reputation on what we call our "P.H.D. Philosophy" - Preserve Human Dignity. This isn't just a catchy phrase; it's the cornerstone of how we conduct business and represents our commitment to treating every interaction with respect and professionalism.

We understand that behind every debt is a human being with circumstances, challenges, and dignity that must be preserved. Our approach ensures that while we work diligently to recover what you're owed, we never compromise the relationships that are vital to your business's future success.

Our Core Values

Dignity First

Every interaction is conducted with respect and professionalism, preserving the dignity of all parties involved.

Compliance & Ethics

Full compliance with FDCPA, state regulations, and industry best practices ensures ethical debt recovery.

Proven Results

Recovery rates that consistently exceed industry standards while maintaining strong client relationships.

Experience You Can Trust

Professional Team

Licensed and certified collection professionals
Average 15+ years experience in debt recovery
Licensed private investigators for skip tracing
Continuous training on regulations and best practices
Bilingual capabilities for diverse client needs

By the Numbers

25+

Years in business

$160M+

Recovered for clients

0.02%

Consumer complaint rate

98%

Client satisfaction rate

Ready to Work with a Collection Agency That Does Business the Right Way?

Experience the difference that professionalism, integrity, and results can make for your business.